A Crash Course in College Credit Card Protection

As a college student, you have enough problems to worry
about, like deciding whether to sign up for a 7 a.m. class,
getting that research paper done on time and catching a ride
home for the holidays. The last thing you want to worry
about is credit card fraud.

But alas, credit card fraud is on the rise, and millions of
people and companies are losing money left and right because
criminals are illegally charging money onto YOUR card! So
how can you protect your credit card? Just follow these easy
steps:

Online Use

  • Keep a copy of an online receipt or confirmation in a safe
    place
  • Research the legitimacy of a company and see if they
    provide credit card fraud protection before buying anything
    from them
  • Delete any emails that may have your credit card
    information in them
  • Update your credit card information
    online if it is saved on certain sites

    • Phone

  • Keep copies of your phone bill (paper or electronic) in a
    safe place
  • Verify any calls asking for your credit
    information (Most legitimate companies won’t ask for it on
    the phone)
  • Verify the price of a transaction if you did not
    hear it clearly

    • Paper

  • Keep copies of your receipts in a safe place
  • Make sure you
    read the receipt carefully before signing it
  • Read all credit
    card applications carefully (See if they offer credit card
    fraud protection)
  • Shred all credit card applications you
    receive if you aren’t going to apply
  • Shred all credit card
    receipts before you throw them away
  • Open bills right away
    and make sure there are no bogus purchases

    • Here also a few more general tips about protecting your
    credit card:

  • Sign your credit cards as soon as they arrive
  • Never write your PIN number on your credit card
  • Keep your
    credit cards in a separate compartment in your wallet
  • Don’t
    lend your credit card to anyone unless you completely trust
    them
  • Destroy any unused credit cards
  • Cancel a credit card
    immediately if it is lost or stolen

    • Along with following these easy steps, you can also learn
    about managing your credit. Then you can stop worrying about
    your credit card and start thinking about your future!


    As a college student, you have enough problems to worry
    about, like whether to sign up for a 7 a.m. class, getting
    that research paper done on time and catching a ride home
    for the holidays. The last thing you want to worry about is
    credit card fraud. So to protect your credit card account
    from fraudsters you can follow these easy steps.

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